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Owning a Home
We're here to help you with buying and financing your home. Learn what to expect and what questions to ask, and get tools and resources to help you make decisions.
Know the process
Buying a home is exciting, but the process can feel overwhelming at times. Our guide lets you know what to expect and what to do next. Our tools and resources will help you every step of the way.
Prepare to shop
Explore loan choices
Compare loan offers
Get ready to close
Not sure how to get started, how much you can afford, or what to expect when buying and financing a home? Set yourself up for success with a little bit of preparation.
You've got a pretty good idea of your priorities and budget, and you're ready to start home shopping in earnest. Now is the time to start exploring loan choices and meeting with lenders.
You've got a pretty good idea of your priorities and budget, and you're ready to start home shopping in earnest. Now is the time to start exploring loan choices and meeting with lenders.
You've chosen a loan offer and are ready to move forwards to closing. There will be lots of paperwork to submit and things to keep track of. We lay it out for you step by step.
Buying a home is exciting. It’s also one of the most important financial decisions you’ll make. Choosing a mortgage to pay for your new home is just as important. Don’t rush into it. Before you start shopping for a home and a mortgage, take time to prepare. You’ll be in a better position to make great choices if you first check your credit, assess your finances, set your home-price budget, and decide for yourself whether it’s the right time to buy.
Goals for this phase
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Determine how much you want to spend on a home
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Decide if it’s the right time to buy a new home
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Gather your application paperwork
Now that you know how much you want to spend on a home, you’re ready to start looking at homes and exploring your loan choices. Don’t wait until you find a home to start thinking about how to finance it. Take time now to explore your options and decide what kind of mortgage loan is right for you. That way, you’ll know what to request when it’s time to get and compare specific Loan Estimates. You will be more confident and have fewer surprises down the road.
Goals for this phase
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Contact multiple lenders to explore your choices
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Select the type of loan that fits your needs
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Place an offer on a home