Bad Credit VA Mortgage Loans

Bad Credit VA Home Loans For Veterans

VA Mortgage For People With Bad Credit

 Purchase With $0 Down!

Thank you for your service and sacrifice! The VA Mortgage For People With Bad Credit Program is one of many great benefits you've earned by serving our country. Whether you're a veteran, an active duty service member, a surviving spouse, a member of the Special Reserves or National Guard and have low FICO credit scores, the Bad Credit VA Mortgage Loan may be right for you.


Bad Credit VA Loan 


100% Financing

No Down


Looking To Buy a Home With Your VA Home Loan Certificate?

Have Bad Credit Or Low FICO Credit Scores 500-620?

VA Home Loans For Bad Credit Scores.

How To Get A VA Home Loan

With Bad Credit?

We Can Guide you!

Who Can Get You Approved!

One Quote From One 

Bank With The Best Rate.

No annoying phone calls and emails from multiple mortgage brokers or mortgage company's who can not help you.

Free credit reports from all 3 bureaus


See your credit scores and the rationale behind them, free.

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We provide bad credit VA home financing in every state across the country.


So, no matter where you are stationed, or where the property is, we're always close by.

Get your Pre Approval letter in 30 minutes

How it Works

Request A Free Quote In Less than 5 Minutes:

1. Fill out our simple form below.


2. Get One Quote from One Bank at the best rate.


3. Close your VA Loan within 21-30 days.








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FICO Certified

All Lending Network mortgage planners are trained to help you begin a "Approval Plan of Action" - Your key to opening the door of closing your loan.


All Lending network loan planners are Certified FICO™ Professionals. They participated in special Education specific to the FICO™ credit scoring system and has proven knowledge by passing rigorous testing.


Rapid Credit Re-Score Program

Improve Your Score In 5-7 Days

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Rapid Re-Score offers real-time credit scoring analysis on every single credit file. It reveals legitimate means to improve your score within 72 hours. Rapid Re-Score will find any data issues that can be quickly resolved, and reveals how much these changes will increase the FICO score. 

Need Better Mortgage Scores? 

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What they say about US.

Joseph Torres

Lumbard, IL . April 2018

Get company nice workers easy to work with.

Ronald Tyler

Port Saint Lucie, Florida. November 2018

The Reps were great at pairing me with a mortgage company that would finance me. I'm still in shock that I was able to purchase a home with my credit score. Source Trust Pilot

Michael Reed

Columbia, South Carolina. December 2018

I would and will recommend this company anytime of the day or night!!! They have helped us in more ways than you can imagine imagine, now imagine that!!!.....Source  Trust Pilot 

Ralph Rodregaz

Thank you again guys for your hard work and getting us closed on time.

Closing was on time. Thank you for everything. Will refer my friends to you company.

Harold Sturm

We were totally satisfied with their service. Only hick up was the appraisal process.  

Harold & Jenney

These guys were great! Thank you again.

Everything was fantastic. My wife thought the credit building tips were helpful. 

The VA pre- approval education was on point. It's hard to find this quality and professionalism. 

Great Job again! We thank you!

Paul Dangler

Orlando Florida March 2016

We closed out loan in 27 days. Bad credit for years made it hard to buy. Thanks: Paul Dangler

Jackson Donner

Dallas Texas April 2016

Great to work with.... Thank you guys for all that you did for us...

Joel Blankenship

Charleston South Carolina Febuary 2016

Thank you for what you guys agian. I'll be looking out for refinancing once rates go down. Joel

Tom Johnson

Austin Texas Febuary 2016

We were refered by my brother-inlaw.. We worth the time that it took to close on our loan. 

Samuel Green

San Antonio Texas October 15 2015

Hey guys.. You did a great job with our loan. I will be sure to recomend you guys to my friends.  Sam & Tiffiney

Howard Singer

North Carolina August 12 2015

Thank you. I'll be sending 2 of my friends your way. Howard

Sandra Anderson

Baltimore Maryland August 2015

Me and my husband recomend using this company.We had no problems. Susan Anderson

Jason Parker

Hawaii August 15 2015

Enjoyed the process. They made things easy. Thank you again for all that done. 

Tom Powers

Orlando Florida August 5 2015

This whole process was such a stress free and smooth process. Having bad credit I was given answers and led in the right direction from the very beginning. I will be recommending more people use 50StatesLending and the next time if I ever look to purchase a home again I know exactly who I will be contacting. Thank you all and especially Julie for making this a smooth and educating process!

Chris Jennings

Orlando Florida August 2 2015

  Any time we had any questions or didn't understand something Mr. Airey would take the time to explain it to where we could understand and told us any time we had any questions or needed something to feel free to call!!  

Ben Alexander

Mount Dora Florida August 14 2015

"Even though we never met in person, I feel as though we knew each other as friends, and I still marvel that we conducted business via internet and phone calls to close a quarter of a million dollar deal; signing all the closing documents at a local title company here in Utah."  

Joel Thomas

Jupiter Florida June 24 2015

David Airey’s work impressed me on multiple levels. Our process was smooth with 1 slight hickup.  I recommend David unequivocally and would work him again in a heartbeat.”   Thanks again. Thomas Familey

Bruce Hayward

North Carolina July 27 2015

  All three team members were very professional, friendly, and competent. You have a very good team representing you guys. (Nicholas, Cole and Tim). It could not have been a better experience. This is my second time using 50StatesLending and its been an exceptionally good experience each time. Thank you for providing me such great service, and top notch people to work with! VU sets the standard in helping veterans buy homes.  

Howard & Susan Jones

Dallas TX June 16 2015

I have used 50StatesLending and have never been treated better and kept up to date on the process. I would recommend Veterans United to my friends and family so they can experience the same expert and knowledgeable people that I have dealt with. Thanks for all the help James.

Lawrence J. Charles

Colorado, May 3 2015

Excellent work by the team, who motivated and encouraged me to to help myself my responding to their questions on a timely manner. I noticed your highest score is 10 . But I gave them 100. Thanks to the team a job well done. Sincerely Rev. Lawrence J. Charles, Pastor  

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